Carrier Ratings

A (Excellent)

AM Best Rating

Analysis Report AM Best

A+ (Strong)

Standard & Poor's

Analysis Report Standard & Poor

Available Life Products

Term Life Insurance

Symetra offers guaranteed term insurance policies for 10 - 15 - 20 - and 30 years. Premiums are guaranteed for the life of the term product.

Universal Life Insurance

Symetra offers traditional flexible premium permanent universal life products


Symetra offers flexible indexed universal life product thats allow you to accumulate wealth within the S&P 500 without the negative risk associated with the market.

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No-Exam Options

Symetra offers a no-exam SwiftTerm product for insureds between the age of 20 and 60 years old. You may purchase up to $2 million of coverage under this program.

    • If you want to a 30 year term you without having to complete an exam, you must be age 50 and under.
    • Approvals can be approved in as little as 25 minutes of submitting your application.

Once you pay your premium your policy can be issued within 30 minutes.


Available Riders


When available, provides an additional death benefit up to three times your based benefit amount up to a cap of $250,000 if your death is considered to have been accidental.

Children's Term Life Rider

When available, pays a death benefit up to $10,000 if God forbid a child passess away before the age of 23

Additional Term Insurance

When available, this rider can add a level of term life coverage for a family member or business partner. The rider must be for the same term length as your current policy.


Where available, allows the insured to settle their death benefit for up to 75% of the policies death benefit uo to a maximum of $500,000 when a physiican certifies that you have a terminal illness with less than 12 months to live.


Can waive premiums for policies with a death benefit of $2 million or less if the insured is totally disabled for at least 6 months.

Conversion Options

Symetra allows you to convert your term life insurance policy to a permanent life insurance policy offered in their product line at the time of conversion. You may convert a policy within the first 10 years of the policy or your age of 70, whichever period is earlier.

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Have Questions?

Ask Wandy!

Sometimes we want answers right away and we don’t want to speak to a live person. That’s why Wandy is here. Wandy is your virtual insurance agent and he’s here to help. Click here to visit with Wandy now.

Live Agent Support

You might not always want to do everything on your own. So if you’ve got questions, PolicyWand agents are here to help. Feel free to call or text at 321-521-4340 or you can chat with us by clicking here. Don’t worry, our agents aren’t commissioned so this won’t feel like a sales interaction. We’re simply here to help!

Life Insurance Calculator

Not sure how much life insurance you need? Try our EZ Calculator tool by clicking here. If you want a more custom life insurance evaluation you can click here for our more comprehensive calculator tool.