Get A Free Term Life Quote
Step 1-4
what state do you live in?
{{siteName}} makes you the Agent
- Run your own quotes.
- Decide what’s best for you without having to deal with pushy insurance agents.
- Virtual agent tools are available to help you choose what life insurance policy is best for you and your family.
Step 2-4
please provide some health background
Sex
How to rate your health
Excellent
- Healthy Weight/BMI
- No Medical Conditions
- No Medications
Good
- Normal Weight
- Minor pre-existing Medical Conditions
- Controlled minor medical conditions (HBP/Cholestrol)
Ok
- Overweight
- Diabetes
- Uncontrolled HBP/Cholestrol
How to rate your health
- Healthy Weight/BMI
- No Medical Conditions
- No Medications
Excellent
- Normal Weight
- Minor pre-existing Medical Conditions
- Controlled minor medical conditions (HBP/Cholestrol)
Good
- Overweight
- Diabetes
- Uncontrolled HBP/Cholestrol
Ok
Step 3-4
choose your coverage
How to choose your coverage
- Pick a Death Benefit that will cover your debt and provide your family with an income to sustain their standard of living.
- Pick a term length that will cover you during your income replacement years.
- Use our Life Insurance Calculator by clicking here.
Unsure
|
Free Quote Results
Step 4-4
choose your coverage
compare quotes
Select between 2 and 4 carriers for a side-by-side comparison.
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COMPARE QUOTES
Step 5 - Verify your information
Proceed with Confidence
Applying for life insurance requires the collection of your name and contact information for security and verification purposes. Your mobile phone number and email address allows us the ability to establish two-step-verification in order to protect and secure your personal information. Information collected is strictly used for the purpose of applying and servicing your life insurance needs. {{siteName}} will never sell, share, distribute, or disclose your information to a third party outside of the insurance carrier(s) you are applying with.
Application FAQ's
![PW-img-4](https://policywand.stage2.ws/wp-content/uploads/2023/04/PW-img-4-1.png)
APPLYING FOR LIFE INSURANCE HAS NEVER BEEN EASIER.
Start with answering just answer a few simple questions and you’re on your way…
Get your quotes and decide what type of policy you want. You can even compare quotes to understand what each carrier offers.
Once you’ve selected your preferred quote, you can begin the application process online via our secure application portal.
After submitting your online application, you can see the status of your application in real-time via your PolicyWand secure client portal.
Application approval times vary depending on several factors like:
- the carrier you are applying through
- their individual underwriting requirements
- the type of policy you are applying for, and
- your overall health history
The time it takes to see an approval can vary between a few hours to a few weeks. But rest assured, you’’ll have full access to view the status of your application right here on PolicyWand and our Live Agents are standing by to answer any questions you may have during the process.
Apply online with confidence because applying online is free and there is no obligation to complete the process or to purchase the policy after you have been approved.
![live-agent Get Live Agent Support for Life Insurance at PolicyWand](https://policywand.stage2.ws/wp-content/uploads/2022/07/live-agent.png)
How it works
- Our Virtual Agent Wandy can help you calculate how much death benefit you need.
- Wandy can help you figure out what type of Life Insurance is right for you and your family.
- Wandy can evaluate your health history and provide you with accurate quotes.
Get Quote
Get an instant online Life Insurance quote for the benefit and term amount that best suits your needs.
Get QuoteApply Online in Minutes
After you choose your plan, you can complete your application online. It’s simple and only takes about 10 minutes.
Apply NowGet Covered
Our underwriters will review your application. Once approved, your policy can be in-force within a few short days. It’s really that simple!
Get startedWhy thousands of americans choose policywand
- No hassle do-it-yourself online quoting
Quote your own policy based on your needs without having to deal with pushy insurance agents.
- "Salaried" licensed agents are here to help
Our agents aren’t paid commission and are available to help you with any questions you may have.
- Competitive pricing
PolicyWand provides you with a wide variety of options to best meet your needs and we work with America’s top insurance carriers to ensure you get the best value for your money.
- Backed by "A" or better rated carriers
We work with Ameritas, CoreBridge, John Hancock, Mutual of Omaha, Protective, Securian Financial, and SBLI to name a few so we can offer you the very best life insurance available to you.
- Fast and easy online application process
The application process is 100% online making the purchasing process simple and transparent.
- 100% satisfaction guaranteed
If for any reason you are not satisfied with your coverage or if you simply change your mind within the first 30 days, your money will be refunded in full. After 30 days, you can cancel your policy at any time without any extra fees.