Carrier Ratings

A (Excellent)

AM Best Rating

Analysis Report AM Best

A- (Strong)

Standard & Poor Rating

Analysis Report Standard & Poor

Available Life Products

Term Life Insurance

SBLI offers guaranteed term insurance policies for 10 - 15 - 20 - 25 and 30 years. Premiums are guaranteed for the life of the term product

Whole Life Insurance

SBLI offers guaranteed cash value, guaranteed death benefit, and dividends within their whole life product to help hyou meet your financial goals.

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No-Exam Options

SBLI offers the ability to purchase life insurance for up to $750,000 in coverage.

  • You will be required to complete a phone interview.
  • Depending on your application SBLI may request records from your physicians.

Available Riders


When available, this rider pays up to two times the base policy’s death benfit up to a maximum of $250,000 before your age of 70.

Accelerated Benefit Rider

This rider allows you to received up to 50% of your total death benefit up to $250,000 if you are diagnosed with a terminal illness that will result in a death within 12 months.

Children's Term Life Rider

When available, this rider provides up to $25,000 of term coverage for all of your children up to 23 years of age.


This rider may waive your premiums if you become totally disabled for longer than 6 months between the ages of 18 and 55.

Conversion Options

With SBLI you may convert your term policy into a whole life or universal life policy at any point before the end of the term or before your age of 70.

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Have Questions?

Ask Wandy!

Sometimes we want answers right away and we don’t want to speak to a live person. That’s why Wandy is here. Wandy is your virtual insurance agent and he’s here to help. Click here to visit with Wandy now.

Live Agent Support

You might not always want to do everything on your own. So if you’ve got questions, PolicyWand agents are here to help. Feel free to call or text at 321-521-4340 or you can chat with us by clicking here. Don’t worry, our agents aren’t commissioned so this won’t feel like a sales interaction. We’re simply here to help!

Life Insurance Calculator

Not sure how much life insurance you need? Try our EZ Calculator tool by clicking here. If you want a more custom life insurance evaluation you can click here for our more comprehensive calculator tool.