Carrier Ratings

A++ (Superior)

AM Best Rating

Analysis Report AM Best

AA+ (Very Strong)

Standard & Poor Rating

Analysis Report Standard & Poor

Available Life Products

Term Life Insurance

MassMutual offers guaranteed term insurance policies for 10 - 15 - 20 - 25 and 30 years. Premiums are guaranteed for the life of the term product.

Variable Life Insurance

For those of you who are market savvy and prefer the ability to build tax-free wealth tied to the performance of the market, Mass Mutual has variable universal life that may suite your needs.

Whole Life Insurance

MassMutual offers guaranteed cash value, guaranteed premiums and dividends. Whole life provides you with a Guaranteed Lifetime benefit with the ability to build guaranteed wealth.

Universal Life Insurance

MassMutual offers traditional flexible premium permanent universal life products.

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Available Riders


Where available, this rider will allow you to receive and advance on your death benefit in the event you are diagnosed with a terminal or chronic illness.


Where available, this rider credits the cost of your policy in the event of your Total Disability

Conversion Options

MassMutual provides its term customers the ability to convert their term life insurance into a permanent life policy. You may convert all or a portion of your coverage.

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Have Questions?

Ask Wandy!

Sometimes we want answers right away and we don’t want to speak to a live person. That’s why Wandy is here. Wandy is your virtual insurance agent and he’s here to help. Click here to visit with Wandy now.

Live Agent Support

You might not always want to do everything on your own. So if you’ve got questions, PolicyWand agents are here to help. Feel free to call or text at 321-521-4340 or you can chat with us by clicking here. Don’t worry, our agents aren’t commissioned so this won’t feel like a sales interaction. We’re simply here to help!

Life Insurance Calculator

Not sure how much life insurance you need? Try our EZ Calculator tool by clicking here. If you want a more custom life insurance evaluation you can click here for our more comprehensive calculator tool.