Estimate your cost
Estimate your cost
Step 1. How much death benefit do you need?
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Need Help, ask Wandy? Calculate your coverage needs
The results has been sent to your email.
Quotes provided through America's top-rated life carriers.
Step 2. Select your policy length to continue
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Why am I seeing a price range ?
These price ranges represent the pre underwriting rates available for people in "excellent" health and those in "good" health. After completing your application on the next page and submitting the underwriting requirements the carrier will evaluate your risk profile and make a final determination on your rating. Insurance carriers consider you in excellent health when you have a healthy height/weight ratio, no adverse medical history, no need for medications and a strong family history. From there, the rate class may vary based on any of the above factors. This range should provide you with an expectation for the true costs associated with your own assessment of your personal health and family history. Our team of licensed insurance agents work closely with you and your insurance carrier to assist in helping you obtain the best pricing available.
Got Questions? We are here and
ready to help.
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- Licensed Agents
- Here to assist you not sell you.
Quote Estimate
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Step 3 - Verify Your Information
Proceed with Confidence
Applying for life insurance requires the collection of your name and contact information for security and verification purposes. Your mobile phone number and email address allows us the ability to establish two-step-verification in order to protect and secure your personal information. Information collected is strictly used for the purpose of applying and servicing your life insurance needs. {{siteName}} will never sell, share, distribute, or disclose your information to a third party outside of the insurance carrier(s) you are applying with.
Application FAQ's
Why thousands of americans choose policywand
- No hassle do-it-yourself online quoting
Quote your own policy based on your needs without having to deal with pushy insurance agents.
- "Salaried" licensed agents are here to help
Our agents aren’t paid commission and are available to help you with any questions you may have.
- Competitive pricing
PolicyWand provides you with a wide variety of options to best meet your needs and we work with America’s top insurance carriers to ensure you get the best value for your money.
- Backed by "A" or better rated carriers
We work with CoreBridge, Ameritas, John Hancock, Mutual of Omaha, Protective, Securian Financial, and SBLI to name a few so we can offer you the very best life insurance available to you.
- Fast and easy online application process
The application process is 100% online making the purchasing process simple and transparent.
- 100% satisfaction guaranteed
If for any reason you are not satisfied with your coverage or if you simply change your mind within the first 30 days, your money will be refunded in full. After 30 days, you can cancel your policy at any time without any extra fees.
How it works
- Our Virtual Agent Wandy can help you calculate how much death benefit you need.
- Wandy can help you figure out what type of Life Insurance is right for you and your family.
- Wandy can evaluate your health history and provide you with accurate quotes.
Get Quote
Get an instant online Life Insurance quote for the benefit and term amount that best suits your needs.
Get QuoteApply Online in Minutes
After you choose your plan, you can complete your application online. It’s simple and only takes about 10 minutes.
Apply NowGet Covered
Our underwriters will review your application. Once approved, your policy can be in-force within a few short days. It’s really that simple!
Get started