There are two primary types of permanent insurance: Whole Life and Universal Life. And while you can combine the two in various ways to meet your individual needs,

The people who really need life insurance are the accident-prone, heavy drinkers, long-term smokers, and careless daredevils, right? Well, yeah, in a perfect world.

Talking about life insurance isn’t as enjoyable as talking about say, last night’s game or your daughter’s first ballet recital. But it’s a necessary conversation.

Paul’s dad started pestering his 29-year-old son about buying life insurance soon after Paul got married. Paul kept putting it off. He and his wife wanted to travel.

When it comes to life insurance, there are a lot of options to choose from. You can get a policy that lasts for a certain number of years, or one that is permanent.